Payment & Insurance

Payment Options

At Premier Dental, we offer various payment options to give you a choice that works for you. We accept cash, personal checks, debit, and credit cards in addition to the options listed below.

CareCredit and Lending Club

CareCredit is a healthcare credit card that can be used to pay for copays and expenses not covered by insurance. Lending Club offers financing for your dental treatment while giving you prequalifying payment options with no impact to your credit. Both are subject to credit approval but provide options to break up your treatment expense into manageable monthly payments. Many options are available at interest free terms. Click on the links below to apply for financing at your convenience.

Dental Insurance

Dental insurance can be very complex and leave many patients unsure about their coverage. In order to better serve our patients, we will verify your insurance and file your claims for you!

We collect your insurance information, outline your coverage, and file all of the necessary paperwork for you – just please remember to bring your insurance ID card with you to your appointment. If you change insurances, please be sure to let us know before your appointment so we can provide you with the most accurate financial information.

We have become preferred providers for the following major insurance companies. If your insurance is not listed below, please call our office at 610-869-6055 to inquire about our participation as it is not possible to list every insurance company. Regardless, if your insurance company is not on our participation list, we would still be happy to be able to provide you with the highest quality of care while still filing your dental claims for you.

• Metlife
• Delta
• Guardian
• Aetna
• Cigna
• United Concordia (NFS)
• Dentemax
• Humana
• Plus many more…

**Please note: At Premier Dental, we do everything we can to provide you the most accurate insurance and copay information possible before you even schedule your appointment; however, due to the fact that there are so many insurance options available with a large diversity of factors that can affect your coverage, we strongly recommend that you contact your insurance carrier prior to your appointment to further verify your insurance details. A review with your carrier regarding the amount and extent of your coverage will help to prevent any confusion, misunderstandings, or aggravation about your financial responsibility for your treatment.

Senior Discounts

We are proud to offer our uninsured senior patients a 10% discount.

Dental Savings Accounts

Flex spending accounts, health savings accounts, and other dental savings plans are programs that allow you or your employer to put money aside to be used for certain dental procedures. Our front desk is able to provide you knowledge on allowable covered procedures and documentation for eligible expenses.

Patient Loyalty Program

For uninsured patients, Premier Dental is pleased to invite you to become a member of our Patient Loyalty Program. For the cost listed below, you will receive the following:

• Adults $299
• Spouse of Enrolled Adult $249
• Child of Enrolled Adult (up to age 14) $225
• Child of Enrolled Adult (age 14-21) $249

Benefits:

• Two check-ups per year at $25 copay each which includes:
  • Two routine cleanings per year
  • X-rays associated with routine check-up
  • Oral cancer screening at routine check-ups
  • One flouride treatment per year (up to age 18)
• Two periodontal cleanings per year at $25 copay with two additional periodontal cleanings per year at 20% off our most current fee schedule
• Dental services provided in our office at 20% off our most current fee schedule
• Emergency/Problem Focused Exams at $25 copay with 20% off x-rays and any associated dental services

Please call our office at 610-869-6055 for a full copy of our program or to discuss certain exclusions that apply.